Full Order Text
Final Order 1 · 15 Dec 2021 · CNR MHCC010046112020
Order Details: Copy of Judgment Pdf Text: Filed on :12.10.2020 Registered On :07.12.2020 Decided on :15.12.2021 Duration : Y-01/M-02/D-03 IN THE BOMBAY CITY CIVIL COURT AT BOMBAY SUMMARY SUIT NO. 496 OF 2020 Exhibit- 08 CNR NO.- MHCC01-004611-2020 Mahendra Premchandji Jain Age :58 years Of Mumbai , an adult Indian Inhabitant, Residing at 46, Modi Street, Ground Floor, Fort, Mumbai- 400 001. ... Plaintiff V/s. Harishyam Lalta Rajbhar Age Not known of Mumbai an adult Indian Inhabitant Working for gain with National Insurance Co. Ltd., Royal Insurance Building, 4th Floor, Mumbai- 400 020 and residing at Rajawadi, Jaiprakash Nagar, Vidya Vihar East, Mumbai-400 047. ... Defendant Appearance:- Mr. Ramesh Jain Advocate for the plaintiff. Exparte against Defendants. -- 1 of 7 -- Summ. Suit No.496/2020 2 CORAM : HER HONOUR AD-HOC JUDGE SMT. A.H. KASHIKAR CITY CIVIL COURT, GR. BOMBAY (C.R. NO.61). DATE : 15/12/2021 JUDGMENT (Dictated and pronounced in Open Court.) 1. This is a summary suit instituted by the plaintiff under order XXXVII of Code of Civil Procedure 1908 against the defendant. 2. The suit claim of the plaintiff is narrated in nutshell as under: The defendant was under liability to pay towards the plaintiff hence, towards the discharge of said legal liability he drew and delivered to the plaintiff a cheque dtd.10.8.2020 bearing no.182735 drawn on Union Bank of India, Ghatkoper (E), Mumbai- 400 077 for valuable consideration of Rs.1,30,000/-. Said cheque on being presented to the bank has been dishonored vide a memo of dishonor dtd.12.8.2020 with a remark of ‘funds insufficient’. By virtue of dishonor of said cheque and pursuant to the provisions of Negotiable Instrument Act, the plaintiff has become entitled to recover said amount of cheque alongwith interest at the rate of 18% p.a. from the date of dishonor of cheque. 3. The plaintiff issued letter/notice through advocate on 19.8.2020 to the defendant calling upon him to pay the amount of Rs.1,30,000/- alongwith accrued interest but the defendant failed to comply with said requisition. The plaintiff averred that the defendant is -- 2 of 7 -- Summ. Suit No.496/2020 3 liable to pay the outstanding amount of Rs.1,32,500.27ps/-with interest. 4. Thus, the plaintiff has filed the present suit against the defendant for recovery. It is averred that the defendant is liable to pay a sum of Rs.1,32,500.27ps/- to the plaintiff and further interest at the rate of 18% p.a on the principal amount from the date of suit till its realization. Hence, this suit. 5. The suit summons were duly served on the defendant but he failed to appear and contest the suit. Hence, suit is posted for judgment as per order XXXVII Rule 2(3) of Code of Civil Procedure 1908 judgment. 6. The following points arise for my determination and my findings thereon are as under for the reasons stated there under:- Sr. No. POINTS FINDINGS. 1. Whether the plaintiff entitled for recovery of amount against the defendant ? A] If yes, what would be the rate of interest? Amount of Rs.1,32,500.27ps/- with interest @ 18% per annum on the principal amount 2. What order and decree? As per final order. REASONS 7. In order to establish the suit claim, the plaintiff has filed following documentary evidence below Exh.07 i.e the list of documents: -- 3 of 7 -- Summ. Suit No.496/2020 4 Sr. No. Description of documents Exhibits 1 Cheque dtd. 10.8.2020 being Exhibit “A” to the plaint. Exh. 7/1 2 Memo of Dishonour Dtd. 12.8.2020 being Exhibit “B” to the Plaint Exh. 7/2 3 Plaintiff’s Advocates’ letter dated 19.8.2020, being Exhibit “C” to the plaint, alongwith the postal records in connection therewith. Exh. 7/3 AS TO POINT NO.1: 8. This is a summary suit which is not contested by the defendant. The documents produced on record by the plaintiff shows that the defendant issued the cheque to the plaintiff for the amount of Rs. 1,30,000/- and said cheque came to be dishonored for insufficiency of funds. Said amount is not paid by the defendant to the plaintiff. Further, it reveals from the record that said transaction for issuance of cheque took place on dtd.10.8.2020, the notice/letter of demand was issued to the defendant on dtd.19.8.2020 and the suit is filed on 12.10.2020. As such, the plaintiff’s claim in the suit is well within limitation. 9. All the documents produced by the plaintiff at list Exhibit- 07 goes to establish that the defendant has issued cheque for Rs.1,30,000/- towards the legal liability but staid cheque got dishonored. The legal liability is not discharged by the defendant. Therefore, the plaintiff is claiming Rs.1,32,500.27ps/- which is the amount calculated with interest at the rate of 18% p.m from the date of -- 4 of 7 -- Summ. Suit No.496/2020 5 dishonor of cheque till the filing of suit. Said amount is not repaid by the defendant. Therefore, the defendant is liable to pay the outstanding amount of Rs.1,32,500.27ps/- to the plaintiff. In this background, I have arrived at the conclusion that the plaintiff is entitled to recover sum of Rs.1,32,500.27ps/- from the defendant. 10. According to the plaintiff the outstanding dues against the defendant is Rs.1,32,500.27ps/- and said amount is calculated alongwith with interest at the rate of 18% p.m from the of dishonor of cheque till the filing of suit. Apart from said amount which is due against the defendant on the date of filing of the suit, the plaintiff has claimed interest at the rate of 18% per annum on the principal amount. The defendant neither appeared nor contested the suit. There is nothing on record to show that the said translations between the parties was not the commercial transactions. Therefore, I hold that the plaintiff is entitled to recover the principal amount alongwith interest at the rate of 18% p.a. till realization of the amount. Therefore, I hold, the rate of interest at the rate of 18% per annum would be just and proper to be awarded on the principal sum of Rs.1,30,000/-. Hence, point no.1 is answered in the affirmative. AS TO POINT NO.2: 11. In view of discussion and finding on point no.1, it is held that the plaintiff is entitled to recover Rs.1,32,500.27ps/- from the defendant with interest at the rate of 18% per annum on the principal sum of Rs.1,30,000/- from the date of filing of the suit till its realization. Plaintiff is also entitled to recover cost of the suit from the defendant. Hence, in answered to point no.2, I proceed to pass the -- 5 of 7 -- Summ. Suit No.496/2020 6 following order. ORDER 1. The defendant shall pay Rs.1,32,500.27ps/-(Rs. One Lac Thirty Two Thousand Five Hundred and Twenty Seven paise Only) to the plaintiff, with interest at the rate of 18% per annum on the principal sum of Rs.1,30,000/- from the date of filing of the suit till its realization. 2. The defendant do pay costs of the suit to the plaintiff. 3. Court fee, if any, be refunded as per the rules. 4. Decree be drawn accordingly. (A.H. Kashikar) AD-HOC Judge, City Civil Court, Date : 15/12/2021 Gr. Bombay Dictated on : 15/12/2021 Typed on : 15/12/2021 Signed on : 16.12.2021 -- 6 of 7 -- Summ. Suit No.496/2020 7 “CERTIFIED TO BE TRUE AND CORRECT COPY OF THE ORIGINAL SIGNED JUDGMENT/ORDER.” 16/12/2021 1.00p .m. ( K.M. Rana ) UPLOAD DATE AND TIME NAME OF STENOGRAPHER Name of the Judge (With Court room No.) HHJ Smt. A.H. Kashikar (C.R.No.61) Date of Pronouncement of JUDGMENT/ORDER 15/12/2021 JUDGMENT/ORDER signed by P.O.on 16/12/2021 JUDGMENT/ORDER uploaded on 16/12/2021 -- 7 of 7 --
