Full Order Text
Final Order 1 · 01 Apr 2019 · CNR MHCC010052832018
Order Details: Ex-parte Judgement Pdf Text: :1: Summary Suit No.819/2018 Received on : 19.04.2018 Registered on : 08.08.2018 Decided on : 01.04.2019 Duration : Y M D 00 11 13 IN THE BOMBAY CITY CIVIL COURT AT MUMBAI SUMMARY SUIT NO. 819 OF 2018 CNR NO.: MHCC010052832018 Mr. Revensidhu Anappa Madgunde Aged 35 years, of Mumbai, Indian inhabitant, residing at Room No.151/41, KOD Chawl, Palwadi X Line, Indira Nagar Cross Road, Dharavi 60 Feet Road, Mumbai – 400 017. ...Plaintiff Versus Mr. Vijay Mohan Solanki Age adult, of Mumbai, Indian Inhabitant, having his office Address at S.W.M. Department, “M” Ward, Near Natraj Cinema, Chembur (East), Mumbai – 400 071. ...Defendant. Appearances: Advocate Mr. Bharat A. Punekar for the Plaintiff. Defendant Exparte. CORAM : HER HONOUR JUDGE S.P. AGARWAL (C.R.NO.28) DATED : 1st APRIL, 2019. [ J U D G M E N T ] Allegations of plaintiff in short is as under : 1. Plaintiff has stated that the defendant was in need of money and -- 1 of 7 -- :2: Summary Suit No.819/2018 therefore the defendant had approached him to avail the loan facility from him for the sum of Rs.1,50,000/. Plaintiff has further stated that he had accordingly executed the Promissory Note alongwith the Agreement both dated 17th October, 2016. Plaintiff has further stated that after execution of necessary document, he has accordingly given a loan of Rs.1,50,000/ to the defendant in cash. Plaintiff has further stated that as per the Agreement it was agreed that the defendant would return the said amount with the interest at rate of 14% per annum as per the Agreement. Plaintiff has further stated that as per the agreement it was agreed between him and defendant that every month the defendant will pay Rs.3,490/. Plaintiff has further stated that since the defendant has availed the loan facility from him the defendant has not paid the single penny to him as agreed. Plaintiff has further stated that as per the said Agreement it was also agreed that in case the three consequential default he is entitled to recover the said amount @ 14% per annum. 2. Plaintiff has further stated that he was continuously following up with the defendant to recover the money, but the defendant have failed and neglected to make the payment and therefore he has issued a Notice of Demand through his Advocate on 21st January, 2018 calling the defendant to make the payment. Plaintiff has further stated that by mistakenly the date on the Notice was wrongly mentioned as 21st January, 2017 but the said Notice was actually sent on 21st January, 2018. Plaintiff has further stated that the defendant has duly served with the copy of the said Notice of Demand. Plaintiff has further stated that he gave the defendant a chance to repay the said amount. However, they failed to do so, and accordingly the defendant have become bound and liable to refund the said amount of Rs.1,79,500/ -- 2 of 7 -- :3: Summary Suit No.819/2018 towards the amount due and payable alongwith the interest at the rate of 14% p.a. on the principal amount of Rs.1,50,000/ from date of taking the loan i.e. 17th October, 2016 and further interest at the rate of 14% p.a. from the date of the filing of the suit till payment thereof. Plaintiff has further stated that he is entitled for a decree from this Court, thereby declaring that the defendant are bound and liable to pay to him a sum of Rs.1,79,500/ towards the amount due and payable alongwith the interest at the rate of 14% p.a. on the principal amount of Rs.1,50,000/ from date of taking the loan i.e. 17 th October, 2016 and further interest at the rate of 14% p.a. from the date of the filing of the suit till payment thereof as per the particulars o claim. Therefore, plaintiff filed the present suit. 3. Defendant failed to appear in the suit, therefore, suit has proceeded exparte against him. 4. Heard the Ld. Advocate for the plaintiff. 5. Following points arise for determination and their findings followed by reasons are as stated below. Sr. No. POINTS FINDINGS 1. Whether plaintiff is entitled to get amount of Rs.1,79,500/ from defendant along with interest @ 14% p. a. on the principal sum of Rs.1,50,000/ from the date of filing of the suit till its realisation ? ...Partly in the affirmative. 2. What order and Decree ? ...As per final order REASONS 6. Plaintiff has filed evidence of himself below Exh.5 in the form of -- 3 of 7 -- :4: Summary Suit No.819/2018 affidavit. Plaintiff relied upon the following documents as documentary evidence which are as under : Sr. No. Exhibits Particulars 1. Exh.7 Photocopy of the said License issued under the provision of Money Lender Act, 1946. 2. Exh.8 Promissory Note along with the Agreement both dated 17th October, 2016. 3. Exh.9 Photocopy of the said Pan Card, Aadhar Card of the defendant. 4. Exh.10 Original office copy of the said Notice dated 21st January, 2018 with original Registered A.D. Card. AS TO POINT NOS. 1 AND 2: 7. Plaintiff has filed evidence below Exh.5 in the form of affidavit and stated that the defendant was in need of money and therefore the defendant had approached him to avail the loan facility for the sum of Rs.1,50,000/. Plaintiff has further stated that he had accordingly executed the Promissory Note alongwith the Agreement both dated 17th October, 2016. Plaintiff has further stated that after execution of necessary document, he has accordingly given a loan of Rs.1,50,000/ to the defendant. Plaintiff has further stated that as per the Agreement it was agreed that the defendant would return the said amount with the interest at rate of 14% per annum as per the Agreement. Plaintiff has further stated that as per the agreement it was agreed that the defendant will pay a sum of Rs.3,490/ every month to him. Plaintiff has further stated that since the defendant has availed the loan facility from him, the defendant has not paid the single penny to him as agreed. Plaintiff has further stated that as per the said Agreement it was also agreed that in case the three consequential default he is entitled to recover the said amount @ 14% per annum. -- 4 of 7 -- :5: Summary Suit No.819/2018 8. Plaintiff has further stated that he was continuously following up with the defendant to recover the money, but the defendant have failed and neglected to make the payment and therefore he has issued a Notice of Demand through his Advocate on 21st January, 2018 calling the defendant to make the payment. Plaintiff has further stated that by mistakenly the date on the Notice was wrongly mentioned as 21st January, 2017 but the said Notice was actually sent on 21st January, 2018. Plaintiff has further stated that he gave the defendant a chance to repay the said amount. However, they failed to do so, and accordingly the defendant have become bound and liable to refund the said amount of Rs.1,79,500/ alongwith the interest at the rate of 14% p.a. on the principal amount of Rs.1,50,000/ from date of taking the loan i.e. 17 th October, 2016 and further interest at the rate of 14% p.a. from the date of the filing of the suit till payment thereof. Plaintiff has further stated that he is entitled for a decree from this Court, thereby declaring that the defendant are bound and liable to pay to him a sum of Rs.1,79,500/ towards the amount due and payable alongwith the interest at the rate of 14% p.a. on the principal amount of Rs.1,50,000/ from date of taking the loan i.e. 17th October, 2016 and further interest at the rate of 14% p.a. from the date of the filing of the suit till payment thereof as per the particulars of claim. 9. Plaintiff has also produced Photocopy of the said License issued under the provision of Money Lender Act, 1946, Promissory Note alongwith the Agreement, Photocopy of the Pan Card, Aadhar Card of the defendant and Original office copy of the said Notice dated 21st January, 2018 with original Registered A.D. Card on record as documentary evidence. Defendant has failed to challenge all the averments in the plaint and evidence of plaintiff. The oral evidence of -- 5 of 7 -- :6: Summary Suit No.819/2018 plaintiff is corroborated by documentary evidence. Due to all these circumstances, plaintiff has proved that he is entitled to get sum of Rs.1,79,500/ from the defendant. 10. It appears that as per Section 34 of the Code of Civil Procedure, it will be proper to direct defendant to give interest @ 9% p.a. on the amount of Rs.1,50,000/ from the date of filing of the suit till its realisation. Hence, answer point No.1 partly in the affirmative and pass following Order: ORDER 1. Suit is partly decreed with cost. 2. Defendant is directed to pay amount of Rs.1,79,500/ to plaintiff along with interest @ 9% p.a. on the principal sum of Rs.1,50,000/ from the date of filing of the suit till its realisation. 3. Decree be drawn accordingly. 4. Court fee be refunded as per rules. (S.P. AGARWAL) Judge, Date: 01.04.2019. City Civil Court, Gr. Bombay. Dictated on : 01.04.2019 Transcribed on : 01.04.2019 Signed on : 01.04.2019 -- 6 of 7 -- :7: Summary Suit No.819/2018 CERTIFIED TO BE TRUE AND CORRECT COPY OF THE ORIGINAL SIGNED JUDGMENT/ORDER.” 24.04.2019 At 5:36 p.m. Mr. Subhash Sukhdeo Poul UPLOAD DATE AND TIME NAME OF STENOGRAPHER Name of the Judge (With Court Room No.) HHJ Ms. S.P. Agarwal (C.R.NO.28) Date of pronouncement of Judgment/Order 01.04.2019 Judgment/Order signed by P.O. on 01.04.2019 Judgment/Order uploaded on 24.04.2019 -- 7 of 7 --
