Final Order 1

Order Details: Ex-parte Judgement
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MHCC010035892020
Presented on :16072020
Registered on :22102021
Decided on :20022023
Duration :2Y7M4D .
EXHIBIT7
IN THE COURT OF CITY CIVIL COURT AT GREATER BOMBAY
SUMMARY SUIT NO. 903 OF 2021
JYOTI DATTA WAGH Age 31 years
of Mumbai an adult Indian inhabitant
having her address at 1/11, Ram
Niwas Chawl Sunder Baug, Kurla
(West), Mumbai400 070 through Her
C.A Priya Dhuri Age years.
...Plaintiff
Versus
SACHIN VASANTRAO KAMBLE
age not know of Mumbai an adult
Indian inhabitant working for gain
with B.M.C., Conservancy Department
"L" Ward, S.G.Barve Marg, Kurla (W),
Mumbai400070 Worker No.4276782,
Pay Sheet No.6026. Residing at
Mukund Nagar, PL.L Lokhande Marg,
Chembur Mumbai – 400 089.
...Defendant
Appearance :
Ld. Advocate Mr. Ramesh Jain for plaintiff.
None for defendant (Exparte).
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CORAM : DR. S. D. TAWSHIKAR
C. R. NO. : 61
DATE : 20/02/2023
Judgment
(Dictated and pronounced in open Court)
This is the suit filed under rule 2 of order XXXVII of Code of
Civil Procedure, 1908 (CPC) for recovery of principal sum of
Rs.1,00,000/ along with interest thereon at the rate of 18% per
annum till its realization.
PLAINTIFF’S CASE
2. Plaintiff is a licensed Money Lender. He had lent a sum of
Rs.1,00,000/ to the defendant on 27/04/2017 in cash. Defendant had
issued Demand Promissory note of Rs.1,00,000/ in favour of the
plaintiff on the same day. Defendant agreed to pay the amount on
demand along with interest at the rate of 18% p.a. Plaintiff demanded
repayment of the said amount but defendant neglected and failed to
pay the same. Therefore, plaintiff issued demand notice through his
advocate on 15/02/2020. In spite of the notice defendant failed and
neglected to pay the amount. Therefore plaintiff has filed present suit.
3. Defendant was duly served with writ of summons on
03.12.2021. However, he did not cause appearance before this Court
and therefore suit proceeded exparte against him.
4. In support of claim, plaintiff filed his affidavit of claim at
Exhibit3 and reiterated his claim of recovery of Rs.1,00,000/ along
with interest at the rate of 18% p.a. Plaintiff has filed and relied upon
following documents.
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Sr.
No.
Exhibit
No. Particulars
1 Exh.5 Demand Promissory note of Rs.1,00,000/
dtd.27/04/2021.
2 Exh.6 Office copy of demand notice dated 15.02.2020 along
with unserved courier receipt
5. So as to decide the present suit following points arise for my
consideration. I have recorded my findings for the reasons as under :
Sr.
No.
Points/Issues Findings
1. Whether plaintiff is entitled to
recover principal amount of
Rs.1,00,000/ from defendant?
If yes, at what rate interest?
Plaintiff is entitled to
recover an amount of
Rs. 1,00,000/ from the
defendant along with
interest @ 9% p.a. from
date of filing of the suit
till realization.
2. What order and decree? Suit is partly decreed as
per final order.
REASONS
AS TO POINT NO. 1
6. This being a suit for recovery of an amount, it is imperative to
examine whether the plaintiff has placed on record the requisite
evidence to prove its entitlement.
7. Plaintiff has filed his claim affidavit in support of his
contentions of receipt of promissory note for consideration of
Rs.1,00,000/. His oral testimony is supported by the original
promissory note dated 27.04.2017. Plaintiff enjoys presumption under
Section 118(a) of Negotiable Instruments Act, 1881, which supports the
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contention of plaintiff that the present promissory note was issued for
the valuable consideration of Rs.1,00,000/.
8. The defendant has not appeared in the matter in spite of the
receipt of summons from this Court, which gives an inference that
defendant has nothing to contest and he does not dispute the claim of
the plaintiff. In view of Rule 2(3) of order XXXVII of CPC, owing to
failure of defendant to cause appearance, it needs to be presumed that
defendant admits the allegations contained in the plaint. Hence, I hold
an amount of Rs.1,00,000/ is due and payable to the plaintiff from the
defendant. Hence, I answer point No.1 in affirmative.
9. So far as claim of interest is concerned, plaintiff has claimed
interest at the rate of 18 % p.a. Same is excessive as compared to rate of
interest of Nationalized Banks. Considering nature of transaction and
time lapsed from date of lending of amount, I find it just and proper to
grant interest at the rate of 9% p.a. from the date of filing of the suit till
its realization.
AS TO POINT NO.2.
10. From the findings recorded to the point No.1, it is clear that
plaintiff is entitled to recover an amount of Rs.1,00,000/ from the
defendant along with interest at the rate of 9% per annum. Hence, in
answer to point No. 2, I proceed to pass following order.
ORDER
1) Summary Suit No.903 of 2021 is hereby partly decreed
with costs.
2) Defendant do pay on amount of Rs.1,00,000/ (Rupees One
Lakh Only) to the plaintiff along with interest at the rate of
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9% per annum from the date of filing of the suit i.e. 16/07/2020, till
realization of entire amount.
3) Plaintiff is entitled for refund of court fees as per rules.
4) Decree be drawn up accordingly.
Date 20/02/2023. (Dr. S. D. Tawshikar)
Judge, City Civil Court, Gr. Mumbai.
Court Room No.61
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“CERTIFIED TO BE TRUE AND CORRECT COPY OF THE ORIGINAL
SIGNED JUDGMENT/ORDER”
UPLOAD DATE AND TIME NAME OF TYPIST
21/02/2023 10.40AM Mr. SUHAS DADARAO MAHURE
Name of the Judge
(with Court Room No.)
Dr. S.D. Tawshikar
C.R. No.61
Date of Pronouncement of JUDGMENT/
ORDER
20/02/2023
JUDGMENT/ORDER signed by P. O. on 20/02/2023
JUDGMENT/ORDER uploaded on 20/02/2023
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